For French and European residents

Your savings deserve a plan B.

You live in France or Europe and wonder whether all your wealth should sit in one place. Prosper lets you diversify part of your savings to Mauritius, in a regulated framework, in euros or dollars, from your sofa.

Fully online onboardingSegregated accountsEUR, USD, MUR
Diversification simulator
Your financial savings €100,000
Share held outside your country 30%
Stays in Europe
€70,000
With Prosper, in Mauritius
€30,000
50% EUR and 50% USD

An illustration, not advice. Every situation is different: we help you set the right share with an adviser.

Open my account in 10 minutes
Licensed by the FSC Mauritius/No capital controls/Segregated accounts with independent custodians/EUR, USD and MUR/100% remote onboarding/Withdraw freely, any time/Licensed by the FSC Mauritius/No capital controls/Segregated accounts with independent custodians/EUR, USD and MUR/100% remote onboarding/Withdraw freely, any time/

Everything in one place is a bet. Not a strategy.

Diversifying is not fleeing. It means not depending on a single country, a single currency, a single system.

1 country
Concentration risk

Salary, home, pension, savings accounts: most Europeans have 100% of their wealth exposed to one tax and political framework. One decision hits everything at once.

1 currency
Currency risk

All in euros means betting on the euro. Holding part of your savings in dollars, professionally managed, smooths the shocks.

0 friction
The real obstacle is paperwork

Opening an account abroad used to be for the very wealthy. Prosper makes it accessible from €20,000, fully online, in your language.

Why Mauritius

A stable, bilingual jurisdiction, 11 hours from Paris.

Mauritius is a stable parliamentary democracy, rated investment grade, with an international financial centre supervised by the FSC. No capital controls, a tax treaty with France, and people who speak your language.

EUR Euro
USD US dollar
MUR Mauritian rupee
FSC
Recognised regulator

Prosper holds a RAIEAS licence from the Financial Services Commission, an IOSCO member.

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Your assets, not ours

Held in your name, in an account opened for you with independent custodians.

→
Full liquidity

No lock-up period. Bring your funds home whenever you want.

FR
In French and English

Support, documents and advisers in both languages, on a time zone close to Europe.

From Paris, Lyon or Brussels, in four steps.

No travel, no notary, no complicated offshore structure.

01 10 min
Remote onboarding

ID, proof of address, video verification. All from your phone.

02 60 s
Your profile

Three questions on horizon and risk tolerance. A matching portfolio is proposed.

03 1 to 2 days
Transfer in EUR or USD

A SEPA or SWIFT transfer from your usual bank. No hidden conversion fees.

04 ongoing
Track and declare

Real-time dashboard and an annual statement ready for your foreign-account declaration.

Custody

Your money never sits with us. It sits with the institutions the world's wealthiest already trust.

Execution, custody and banking are handled by regulated global and Mauritian partners. Prosper advises, they safeguard.

Independent custodian Execution and custody
Regulated bank Banking partner, Mauritius
The real questions

Is it legal? Yes. Here is the rest.

Short answers to what everyone asks before placing money outside their country.

You do not need to move everything. Just stop keeping it all in one place.

Simulate your diversification in 30 seconds, open your account in 10 minutes. Licensed by the FSC Mauritius.

Simulate my diversification